Building Better Money Habits, One Decision at a Time

We started calytriona because too many brilliant people were struggling with money management despite having the intelligence to succeed. Our story is one of turning financial confusion into clarity through practical, sustainable approaches.

How We Got Here

Every meaningful business starts with a problem that needs solving. Ours began when we realized that traditional financial advice wasn't working for real people living real lives.

2019

The Lightbulb Moment

After watching too many friends make good money but still live paycheck to paycheck, we started questioning why budgeting apps and generic advice weren't helping. The issue wasn't knowledge — it was habits and mindset.

2021

Testing Our Theory

We began working with a small group of volunteers, focusing on behavior change rather than just number crunching. The results surprised everyone — people started making better financial decisions without feeling restricted or overwhelmed.

2023

Official Launch

After refining our approach and seeing consistent results, we formally launched calytriona. Our focus remained the same: helping people develop sustainable financial habits that actually stick.

2025

Growing Impact

Today we work with individuals and families across Australia, continuing to prove that lasting financial change comes from understanding your relationship with money, not just managing spreadsheets.

What Drives Us Forward

We believe financial wellness isn't about perfection — it's about progress. These principles guide how we work with every client.

Real-World Solutions

We create strategies that work with your actual life, not some idealized version of it. Practical always wins over perfect.

Behavior First

Numbers matter, but understanding why you make financial decisions is what creates lasting change.

No Judgment Zone

Everyone has money mistakes in their past. We focus on moving forward, not dwelling on what went wrong.

Sustainable Progress

Quick fixes don't work with money habits. We build systems that grow stronger over time, not weaker.

Professional consultation session showing collaborative financial planning approach Financial planning materials and tools used in coaching sessions
Sarah Thorne, Principal Financial Coach at calytriona

Sarah Thorne

Principal Financial Coach & Co-Founder

Her Story

Sarah's journey into financial coaching started with her own money struggles. Despite earning a solid salary as a marketing manager, she found herself constantly stressed about finances. Traditional budgeting methods felt restrictive and unsustainable.

After discovering behavioral economics and working with her own financial mentor, Sarah experienced a complete shift in her relationship with money. This transformation inspired her to help others achieve the same breakthrough.

Her Approach

Sarah believes that lasting financial change happens when people understand their emotional relationship with money. She combines practical financial planning with psychological insights to create strategies that actually stick.

Behavioral Finance Debt Strategy Savings Psychology Habit Formation
"I've seen too many brilliant people beat themselves up over money decisions. My job is to help them build systems that make good financial choices feel natural and sustainable."
Financial planning workspace showing organized approach to money management

Ready to Change Your Financial Future?

Building better money habits takes time, but every journey starts with a single conversation. Let's talk about where you want to go.

What Happens Next?

We start with a straightforward conversation about your financial goals and current challenges. No sales pressure, no judgment — just an honest discussion about whether we're a good fit to work together.

If we decide to move forward, we'll create a personalized plan that works with your lifestyle, not against it.